Top Choice Lending
About
Privacy Policy
Effective Date: July 17, 2024
Top Choice Lending ("we," "our," or "us") values your privacy and is committed to protecting your personal information. This Privacy Policy outlines how we collect, use, and safeguard the information you provide to us. By using our services, you agree to the terms of this Privacy Policy.
1. Information We Collect
We may collect the following types of information:
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Personal Information: Includes your name, address, phone number, email address, Social Security number, income, employment history, credit history, and other information necessary to process your mortgage application.
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Non-Personal Information: This may include your browser type, IP address, pages visited on our website, and other information that does not personally identify you.
2. How We Use Your Information
We use the information we collect for the following purposes:
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To Process Mortgage Applications: We use your personal information to assess your eligibility for mortgage products, process your application, and communicate with you throughout the process.
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To Improve Our Services: Non-personal information may be used to analyze trends, administer our website, and improve our services.
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To Comply with Legal Obligations: We may use your information to comply with applicable laws, regulations, and legal processes.
3. How We Share Your Information
We do not sell your personal information. We may share your information in the following circumstances:
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With Service Providers: We may share your information with third-party service providers who assist us in processing your mortgage application, such as credit reporting agencies, appraisers, and title companies.
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With Lenders: We may share your information with lenders to match you with mortgage products that meet your needs.
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As Required by Law: We may disclose your information to comply with legal obligations, court orders, or government requests.
4. Data Security
We take reasonable measures to protect your personal information from unauthorized access, disclosure, alteration, or destruction. However, no method of transmission over the internet or electronic storage is 100% secure. While we strive to protect your information, we cannot guarantee its absolute security.
5. Your Rights
You have the right to:
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Access Your Information: Request access to the personal information we hold about you.
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Correct Your Information: Request corrections to any inaccuracies in your personal information.
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Delete Your Information: Request the deletion of your personal information, subject to certain legal exceptions.
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Opt-Out: You may opt-out of receiving marketing communications from us at any time by following the unsubscribe instructions provided in our emails.
6. Cookies and Tracking Technologies
We may use cookies and other tracking technologies to enhance your experience on our website. You can control the use of cookies through your browser settings. However, disabling cookies may affect your ability to use certain features of our website.
7. Third-Party Links
Our website may contain links to third-party websites. We are not responsible for the privacy practices of these websites, and we encourage you to review their privacy policies.
8. Changes to This Privacy Policy
We may update this Privacy Policy from time to time. Any changes will be effective when posted on our website. We encourage you to review this Privacy Policy periodically to stay informed about how we are protecting your information.
9. Contact Us
If you have any questions or concerns about this Privacy Policy, please contact us at:
Top Choice Lending
7676 Hillmont St. Suite 200
Houston TX 77040
832-525-0186
