When it comes to finding a mortgage, the possibilities are endless. However, being overwhelmed by choice doesn’t mean you should take whatever is offered to you first. Whether it's a Conventional, FHA, VA, USDA, Refinance, 203k Rehab, Reverse Mortgage, Down Payment Assistance, ETC.; Contact us for information about different types of mortgage loans and we’ll be happy to explain them and help you find one that suits your needs and preferences.

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To make your home loan journey a smooth sail, in this article we will help you to know eligibility criteria, rates of interest, process, necessary documents, comparison and transfer for lowest rates.

 

Before you start the loan process, you’ll want to be prepared for the loan application. Have your information organized and ready for your loan officer. Be prepared to pay for property appraisal and a credit report.

 

In order to prevent home buyers from getting into a home they cannot afford, guidelines have been set in place requiring borrowers and/or their spouse to qualify according to set debt to income ratios.